While all our farmers need more water and they'd appreciate some more rain - no one wants floods.

It's not just soaked carpets which have to be replaced after flooding, there's damage done to public and private property and there's health risks that come with all that water.

While it might be strange to talk floods while much of the country is battling drought, the weather and the climate don't stay still.

Residents can always get some insurance against the likelihood of floods happening in Yenda again, but with the area declared a floodplain it makes it a costly endeavour.

Protecting the property isn't just a job for residents through their insurance - it falls to local government to provide the vital infrastructure to divert flood water.

In this case, there's been $1.2 million spent the East Mirrool Regulator, a project between Griffith City Council, Murrumbidgee Irrigation and state and federal governments.

Money is also being invested in protecting Yoogali and flood mitigation measures for Hanwood are currently up for comment. It's positive to see investment in flood mitigation, no doubt about it.

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Unfortunately, while the council has prioritised the infrastructure, demonstrating the impact of the new mitigation infrastructure seems to have been left by the wayside.

Insurance companies need new data to factor in any reduction in the flood risk, which is what will lead to cheaper insurance rates.

Getting this work done isn't cheap and it's not as simple as drawing up a new map, you have to show how water moves along the land during flood. Council says the funding for the flood mapping isn't a "high priority".

This is no different to leaving a job half done, and the residents of Yenda are being left to pick up the cost in their insurance - or are going without that cost and protection altogether.

Mayor John Dal Broi can say he's "disappointed" there's been no discounts for insurance all he likes, but the fact is that he's leading the council which sets the priorities for funding.

Hopefully Yoogali and Hanwood aren't left to pay higher flood premiums too while council waits for the flood mapping to become a priority.