Breaking into the property market is on a lot of wishlists, but finding the right place for the right price is almost as big a hurdle as securing the finance.
But with Australia's cheapest home selling for just $7000 just down the Sturt Highway at Hay, perhaps the Riverina is home to the greatest bargains in the country.
So if you've got the deposit and the inspiration, there's more than a few options around.
They're not what you'd call turnkey properties but the framework's there and they represent a chance to really stamp yourself on a new home or investment.
Here are five renovator's delights that you could drop $100,000 on and walk away with change - and then get cracking.
2 Kenny Place, Tolland
3 beds, 1 bath, 1 parking
Tucked away in a Tolland cul-de-sac, there's a bit of work to get this three-bedroom house up to scratch but it could prove worth it. There's a huge secure yard, a car port and a brand new wall furnace, so heating's taken care of. Agents expect a rental potential of up to $200 a week after an upgrade.
11-13 Myrtle Street, Tarcutta
3 beds, 1 bath
Every home needs a ripper deck - in this case, the house is just in original condition. As it is, there are three bedrooms, a lounge room and adjoining dining area. The kitchen's got plenty of space and you can whip dinner out the back and enjoy a meal out on the raised deck if you so prefer.
24 Ivor Street, Henty
4 beds, 1 bath, 1 parking
Some of the renovations have already started in this four-bedroom Henty house. There's storage in a shed out the back, plus a garage with power connected. The current layout of the home has two bedrooms, a sleepout, kitchen and lounge in the front, and then the back half of the house has a bathroom, two bedrooms, lounge and second kitchen. Did someone say B&B potential?
49 Berrembed Street, Grong Grong
3 beds, 1 bath
There's plenty to work with when it comes to this weatherboard home in Grong Grong. This three-bedroom gem is ready to move into as it is, and it's on a huge block, so if you want to get cracking on an upgrade there's more than enough space to expand. As it is, there's a lounge room and large kitchen and dining area to go along with the bedrooms and bathroom, wood heater and gas outlet for winder and evaporative cooling. All great building blocks. It's not far from Narrandera and Wagga, either, so enjoy village life.
Leeton, or wherever you want to be
Ok, so this one doesn't come with land but hey, you might need something to reside in if you pick up a bargain and have to start knocking down walls and installing kitchens. This studio container has been all decked out and boasts a bedroom, bathroom, living area and kitchen - just enough to get you through a reno. It's ready for utilities to be connected and can be moved easily from site to site.
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